Specialist Commercial Insurance
All businesses face risks. When it comes to your own business, some risks are just not worth taking. Commercial insurance gives you complete peace of mind for all kinds of unexpected events.
CORNERSTONE COMMERCIAL INSURANCE
Find the right insurance solution for your business
Every business is different, so your business insurance policy should be tailored to the demands of your industry. Cornerstone Commercial Insurance provides customised policies for every type of business.
Insurance by industry
We cover a wide range of different commercial indsutries from landlords to retail.
How much cover do I need?
The type of insurance and level of cover you need for your business will depend on what you do as a business and the type of industry you’re in. Do you own a property that is open to the public? Do you own expensive portable equipment? Does your company store and handle data? Every industry comes with different types of risk, so we build our policies around your business.
When do I need cover?
Any company that employs at least one person is legally required to have employers’ liability insurance as a minimum. Industry regulators and professional bodies can also insist on other types of insurance. It’s essential to think about the risks that your business can face. From expensive equipment to legal fees, it pays to know that you’re protected.
What will my insurance cover?
Your insurance policy is there to protect your business when things go wrong. If you’re hacked, cyber insurance will help you deal with the fallout. If a client injures themselves on your premises, public liability cover will protect you. If a client takes legal action, professional indemnity insurance makes sure you’re covered. We can help you work out the right types of insurance for your business and make sure you’re covered.
What commercial insurance can cover
Key commercial insurance policies
Our experts work across a wide range of indutries and make sure you have the insurance essential for your business.
Whatever industry you work in accidents can happen. Public liability insurance is in place to protect your business if someone claims their property has been damaged. It also covers any circumstance where someone is injured or falls ill because of you or your employees.
Employers liability insurance covers you if an employee claims that they have become ill or have been injured because of something that happened at work. Employers liability can cover full-time employees, but you will also need to cover part-time employees, volunteers and casual staff. Employers liability insurance will cover the costs of defending or settling a legal claim.
Professional indemnity is there to protect your business against financial or reputational damage due to mistakes. If something goes wrong and ends up costing your client time and money, professional indemnity will help cover compensation costs and legal fees